About Me

I sit down with people who are about to choose Medicare coverage and I make sure the choice makes sense before anyone signs anything.

Why I do this

I Started Because the Paperwork Beat Good People

My first real look at Medicare came from helping a neighbor who had been staring at the same booklet for a week. Everything in it was technically correct and almost none of it was written for her. She wanted to know one thing, whether her own doctor would still be there afterward, and the answer was buried on a page she never reached.

That is the work I do now. I read the fine print so you do not have to, then I put it back in words you can repeat to your family over dinner. If a plan looks good on paper but falls apart the moment I check it against the pills you take, I will say so.

You will always hear the same thing from me whether the answer is easy or awkward. I would rather tell you a plan is wrong for you and lose the enrollment than watch you find out in a waiting room next spring.

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An older couple reading through paperwork together at a kitchen table
How I check a plan

The Things I Look At Before I Say Yes

Every plan gets held up against your actual life, not a brochure. These are the four checks I never skip, and any one of them can rule a plan out on its own.

Your Own Doctors

I look up the names you give me one by one and confirm they are still taking that plan, not just listed somewhere on an old directory.

Every Prescription

Your medicine list goes against the covered list for each plan, tier by tier, because one badly placed drug can undo a cheap premium.

What It Really Costs

Premium, deductible, copay, and the ceiling on your yearly spending all get read together. A low monthly figure can hide a rough year.

Where You Travel

If you spend part of the year away from home or visit family across state lines, I check how the plan behaves once you leave your area.

My promise to you

No Pressure, No Rushing, No Plan You Cannot Explain Back to Me

If you walk away from a conversation with me unsure why a plan was picked, then I did the job badly. I would rather go through it a second time than let you sign up on a shrug.

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Working with me

What the Whole Thing Actually Feels Like

First

You Talk, I Take Notes

Tell me who you see, what you swallow every morning, and what worried you enough to look this up. I write all of it down before I open a single plan.

Then

I Bring Back a Short List

Not every plan sold in your area, just the handful that survived the checks, with the reason each one made the cut and the reason the rest did not.

After

I Stay Reachable

Coverage shifts and so does your health. When something changes on your side or theirs, you have my details and I will look at it again with you.